What Indiana Health Insurances Dropped for 2016
What Indiana Health Insurances Dropped for 2016?
In 2016, a few health insurance companies in Indiana decided to drop certain plans, leaving their customers in search of new options. This change has left many Hoosiers wondering what their options are and how they can make the best decision for their health insurance needs.
UnitedHealthcare
UnitedHealthcare was one of the companies that decided to discontinue some of their plans. The plans that were dropped were primarily for individuals and families. The company cited financial losses as the reason for the change. UnitedHealthcare customers were given the option to switch to a new plan or find coverage with another insurance company.
Anthem
Anthem also dropped some plans in 2016. The plans that were discontinued were primarily for individuals and families. The company cited the uncertainty of the Affordable Care Act (ACA) as the reason for the change. Anthem customers were given the option to switch to a new plan or find coverage with another insurance company.
MDwise
MDwise, a Medicaid insurance provider, also made changes to their plans in 2016. The company discontinued their Hoosier Healthwise and Healthy Indiana Plan (HIP) plans. The changes affected individuals who were enrolled in those plans. MDwise customers were given the option to switch to a new plan or find coverage with another insurance company.
What are your options?
If you are a customer of one of these insurance companies, or if you are simply in search of new health insurance coverage, you have options. You can start by exploring the plans offered by other insurance companies in Indiana. You can also use the healthcare.gov website to compare plans and prices.
When choosing a new plan, it is important to consider the coverage and benefits that are most important to you. You may also want to consider the cost of the plan, including the monthly premium, deductible, and out-of-pocket maximum.
Insurance Tips
Having health insurance is an important part of protecting your financial future. However, it is not always easy to choose the right plan. Here are some tips to help you make the best decision:
1. Consider your health care needs: Think about the types of services you are likely to need in the coming year, such as doctor visits, prescriptions, and hospital stays.
2. Compare plans: Look at the details of each plan, including the monthly premium, deductible, and out-of-pocket maximum.
3. Check provider networks: Make sure that the plan you choose includes your preferred doctors and hospitals.
4. Consider your budget: Choose a plan that fits your budget, but also provides the coverage you need.
5. Seek expert advice: Consider consulting with an insurance agent or financial advisor to help you make the best decision.
In conclusion, the changes made by UnitedHealthcare, Anthem, and MDwise in 2016 left many Hoosiers in search of new health insurance coverage. However, with careful consideration and research, you can find a plan that meets your needs. Remember to consider your health care needs, compare plans, check provider networks, consider your budget, and seek expert advice. By following these tips, you can make the best decision for your health insurance needs.
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