What are the Best Credit Cards for Apple Discounts?

Best Credit Cards for Apple Discounts

Many people wish to purchase Apple products like iPhones, iPads, and MacBooks, but they often find them too expensive. However, with the right credit card, they can get discounts on these products, which makes them more affordable. In this article, we will discuss the best credit cards for Apple discounts and how they can help you save money.

Apple Card

The Apple Card is a credit card issued by Goldman Sachs and designed specifically for Apple users. The card offers 3% cashback on purchases made from Apple, including the App Store, iTunes, and Apple Music. Additionally, you can get 2% cashback when you use your Apple Card with Apple Pay, and 1% cashback when you use the physical card. The cashback is credited to your account daily, and you can redeem it anytime you want.

Chase Freedom Unlimited

The Chase Freedom Unlimited is another great credit card for Apple discounts. It offers 1.5% cashback on all purchases, including those made at Apple stores or online. Additionally, the card comes with a sign-up bonus of $200 if you spend $500 in the first three months of opening the account. The card has no annual fee, and you can redeem your cashback for statement credits, gift cards, or travel.

Citi Double Cash

The Citi Double Cash card is one of the best cashback credit cards on the market, offering 2% cashback on all purchases. This includes purchases made at Apple stores or online. The card has no annual fee and comes with a 0% introductory APR on balance transfers for the first 18 months. You can redeem your cashback for statement credits, checks, or gift cards.

American Express Blue Cash Preferred

The American Express Blue Cash Preferred card is a great option for those who frequently shop at supermarkets and gas stations. The card offers 6% cashback on up to $6,000 spent at US supermarkets per year and 3% cashback on purchases made at US gas stations and select US department stores. The card also offers 1% cashback on all other purchases, including those made at Apple stores or online. The card comes with a $95 annual fee, but the cashback benefits can easily offset it.

Tips for Applying for a Credit Card

Before applying for a credit card, it's important to check your credit score. A good credit score will increase your chances of getting approved for the card and also help you get a lower interest rate. You can check your credit score for free on websites like Credit Karma or Credit Sesame.

It's also important to read the terms and conditions of the card carefully. Make sure you understand the interest rate, fees, rewards, and other benefits before applying.

Finally, it's crucial to use your credit card responsibly. Don't overspend, pay your bills on time, and keep your credit utilization low. This will help you build a good credit history and avoid debt.

Conclusion

If you're an Apple fan and want to save money on your purchases, consider getting one of the credit cards mentioned above. They offer great rewards and discounts on Apple products, which can help you get your favorite gadgets at a lower price. However, always remember to use your credit card responsibly and pay your bills on time to avoid any negative impact on your credit score.