What Are the Best No Annual Fee Credit Cards for 2021?
Introduction
Credit cards with no annual fees are an excellent option for those who want to save money without sacrificing the benefits of having a credit card. But with so many options available, it can be challenging to choose the best one. In this article, we will provide you with a comprehensive guide to the best no annual fee credit cards for 2021.
Cash Back Credit Cards
Cashback credit cards are an excellent option for those who want to earn rewards for their purchases. Some of the best no annual feecashback credit cardsinclude:
1. Chase Freedom Unlimited
The Chase Freedom Unlimited offers a flat 1.5% cashback on all purchases, making it an excellent choice for those who want a simple rewards program. Additionally, new cardholders can earn a $200 bonus after spending $500 in the first three months.
2. Citi Double Cash Card
The Citi Double Cash Card offers 2% cashback on all purchases, with 1% earned when you make a purchase and an additional 1% earned when you pay the balance. This card is an excellent choice for those who want to maximize their cashback rewards.
Travel Credit Cards
If you're a frequent traveler, a travel credit card can help you earn rewards for your trips. Some of the best no annual feetravel credit cardsinclude:
1. Discover it Miles
The Discover it Miles card offers 1.5x miles on all purchases, and new cardholders can earn double miles in their first year. Additionally, there is no foreign transaction fee, making it an excellent choice for international travelers.
2. Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card offers 1.25x miles on all purchases, and miles can be redeemed for travel-related expenses. Additionally, new cardholders can earn a 20,000-mile bonus after spending $500 in the first three months.
Balance Transfer Credit Cards
If you have high-interest credit card debt, a balance transfer credit card can help you save money on interest charges. Some of the best no annual feebalance transfer credit cardsinclude:
1. Citi Simplicity
The Citi Simplicity card offers an 18-month 0% APR on balance transfers, making it an excellent choice for those who want to save money on interest charges. Additionally, there are no late fees or penalty APRs.
2. Discover it Balance Transfer
The Discover it Balance Transfer card offers an 18-month 0% APR on balance transfers, and there is no balance transfer fee. Additionally, new cardholders can earn double cashback in their first year.
Conclusion
In conclusion, there are plenty of excellent no annual fee credit card options available for 2021. Whether you want to earn cashback, travel rewards, or save money on interest charges, there is a card that will meet your needs. Remember to consider your spending habits and goals when choosing a credit card, and always pay your balance in full to avoid interest charges.
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