What are the Top Credit Cards for Realtors?

Top Credit Cards for Realtors: Get the Most for Your Business

As a realtor, you need a credit card that can keep up with your busy lifestyle and help you manage your finances. You need a credit card that offersrewards and perksthat align with your business needs. In this article, we will discuss the top credit cards for realtors that can help you get the most for your business.

1. American Express® Business Gold Card

The American Express® Business Gold Card is a great option for realtors who want to earn rewards on their spending. It offers 4x points on the two categories where you spend the most each billing cycle, up to $150,000 in combined purchases per year. The categories include airfare, advertising, gas stations, shipping, and more. Additionally, it offers a welcome bonus of 35,000 Membership Rewards points after spending $5,000 in the first three months.

2. Chase Ink Business Preferred℠ Credit Card

The Chase Ink Business Preferred℠ Credit Card is another great option for realtors. It offers 3x points on travel, shipping, internet, cable, and phone services, and advertising purchases made with social media sites and search engines, up to $150,000 in combined purchases per year. Plus, it offers a lucrative welcome bonus of 100,000 Ultimate Rewards points after spending $15,000 in the first three months.

3. Capital One® Spark® Cash for Business

For realtors who prefer cashback rewards, the Capital One® Spark® Cash for Business is a great option. It offers unlimited 2% cashback on all purchases, with no limit on how much you can earn. Plus, it offers a welcome bonus of $500 cashback after spending $4,500 in the first three months.

Tips for Applying for a Business Credit Card

When applying for a business credit card, it's important to keep a few things in mind. First, make sure you have a strong credit score. Most business credit cards require a credit score of at least 680. Second, make sure you have a solid business plan and financial statements to present to the credit card company. Lastly, compare different credit card options to find the one that best fits your business needs.

Saving Money with a Credit Card

Using a credit card can help you save money in a variety of ways. For example, many credit cards offer cashback rewards or points that can be redeemed for travel or merchandise. Additionally, some credit cards offer perks such as free checked bags or airport lounge access, which can save you money on travel expenses.

Annual Fees and Avoiding Risks

Many credit cards charge annual fees, which can eat into your rewards or cashback earnings. However, some credit cards offer waived annual fees for the first year, so be sure to take advantage of these offers when available. Additionally, it's important to be aware of the risks associated with using a credit card. Always pay your balance in full each month to avoid accruing interest charges, and monitor your account for any suspicious activity.

Credit Card Company Recommendations

When choosing a credit card company, it's important to do your research and find one that offers the best rewards and perks for your business needs. Some recommended credit card companies for realtors include American Express, Chase, and Capital One. However, be sure to compare different options and read the fine print before making a decision.