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What Are the Best Preloaded Credit Cards for 2016?

John ShahidiVerified
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Summary：Discover the best preloaded credit cards with money on them in 2016, including American Express Serve, Bluebird by American Express, Walmart MoneyCard, and Netspend Visa Prepaid Card.

As an expert in the field of credit cards, I am pleased to provide a detailed response to the question of what are the bestpreloaded credit cardsfor 2016. Preloaded credit cards, also known as prepaid cards, are a popular option for those who do not want to or cannot qualify for a traditional credit card. These cards allow users to load funds onto the card and use them for purchases and other transactions, without the need for a credit check or ongoing interest charges. Here are some of the best preloaded credit cards for 2016.

American Express Serve

American Express Serve is one of the most popular preloaded credit cards on the market, offering users a range of features and benefits. The card allows users to load funds from their bank account or other sources, and can be used anywhere that accepts American Express. The card also offers free ATM withdrawals, free bill pay, and free direct deposit. Additionally, users can set up sub-accounts for family members or friends, with individual spending limits and account access.

Bluebird by American Express

Bluebird by American Express is another popular preloaded credit card option, offering users a range of features and benefits. The card allows users to load funds from their bank account or other sources, and can be used anywhere that accepts American Express. The card also offers free ATM withdrawals, free bill pay, and free direct deposit. Additionally, users can set up sub-accounts for family members or friends, with individual spending limits and account access.

Walmart MoneyCard

The Walmart MoneyCard is a popular preloaded credit card option, offering users a range of features and benefits. The card allows users to load funds from their bank account or other sources, and can be used anywhere that accepts Mastercard or Visa. The card also offers free ATM withdrawals, free bill pay, and free direct deposit. Additionally, users can set up sub-accounts for family members or friends, with individual spending limits and account access.

Netspend Visa Prepaid Card

The Netspend Visa Prepaid Card is another popular preloaded credit card option, offering users a range of features and benefits. The card allows users to load funds from their bank account or other sources, and can be used anywhere that accepts Visa. The card also offers free ATM withdrawals, free bill pay, and free direct deposit. Additionally, users can set up sub-accounts for family members or friends, with individual spending limits and account access.

Tips for Applying for a Preloaded Credit Card

When applying for a preloaded credit card, there are a few things to keep in mind. First, make sure to compare different cards to find the one that best fits your needs. Look for cards with low fees, generous rewards programs, and easy account access. Additionally, be sure to read the terms and conditions carefully before applying, to avoid any surprises or unexpected fees.

Saving Money with Preloaded Credit Cards

Preloaded credit cards can be a great way to save money on interest charges and other fees. By loading funds onto the card in advance, users can avoid costly overdraft fees and other charges. Additionally, many preloaded credit cards offer rewards programs that allow users to earn cash back, discounts, and other incentives for using the card.

Avoiding Fees and Risks with Preloaded Credit Cards

While preloaded credit cards can be a great option for many people, there are some risks and fees to be aware of. Some cards may charge fees for loading funds onto the card, withdrawing cash from an ATM, or other account activities. Additionally, some cards may come with higher interest rates or other fees, so it is important to read the terms and conditions carefully before applying.

Recommended Preloaded Credit Card Companies

Some of the top preloaded credit card companies to consider include American Express, Walmart, Netspend, and others. These companies offer a range of features and benefits, including low fees, generous rewards programs, and easy account access. Additionally, they have strong customer support and a reputation for providing high-quality products and services to their customers.

In conclusion, preloaded credit cards can be a great option for those who want to avoid the hassle and cost of traditional credit cards. By comparing different options and choosing the right card for your needs, you can enjoy the convenience and benefits of preloaded credit cards while avoiding the risks and fees associated with other types of credit cards.

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preloaded credit cardscredit cards with moneybest prepaid cardsAmerican Express ServeWalmart MoneyCard
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