What are the Best Credit Cards for Bad Credit from American Express?

Credit cards are a great way to build credit and improve your financial situation. However, if you havebad credit, it can be challenging to find a credit card that works for you. Fortunately, there are several options available from American Express that cater to individuals with poor credit scores. In this article, we will explore the best credit cards for bad credit from American Express.

Blue Cash Everyday Card

The Blue Cash Everyday Card from American Express is one of the best credit cards for bad credit. This card offers cashback rewards on purchases, with 3% cashback at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) and 2% cashback at U.S. gas stations and select U.S. department stores. Additionally, this card has a 0% introductory APR on purchases for the first 15 months, making it an excellent option for those looking to make large purchases and pay them off over time.

Platinum Delta SkyMiles Card

The Platinum Delta SkyMiles Card is another great credit card for individuals with bad credit. This card offers rewards on purchases, with 2x miles on Delta purchases and 1x miles on all other purchases. Additionally, cardholders receive a welcome bonus of 50,000 miles after spending $2,000 within the first three months of account opening. This card also offers a free checked bag on Delta flights and priority boarding, making it an excellent option for frequent Delta travelers.

Gold Delta SkyMiles Card

The Gold Delta SkyMiles Card from American Express is a great option for individuals with bad credit who frequently travel with Delta Airlines. This card offers rewards on purchases, with 2x miles on Delta purchases and 1x miles on all other purchases. Additionally, cardholders receive a welcome bonus of 30,000 miles after spending $1,000 within the first three months of account opening. This card also offers a free checked bag on Delta flights and priority boarding, making it an excellent option for frequent Delta travelers.

Experience with Credit Card Applications

When applying for a credit card, it's essential to be honest about your credit score and financial situation. Lying on a credit card application can result in denial or even legal consequences. It's important to research the credit cards available and choose one that fits your needs and financial situation. Additionally, it's essential to read the terms and conditions carefully and understand the fees and interest rates associated with the card.

Credit Card Savings Tips

To save money with your credit card, it's essential to pay your balance in full each month to avoid interest charges. Additionally, taking advantage of cashback rewards and other benefits can help you save money on purchases. Finally, it's essential to be aware of any annual fees associated with your credit card and consider whether the benefits outweigh the cost.

Conclusion

In conclusion, there are several excellent options available for individuals with poor credit scores from American Express. The Blue Cash Everyday Card, Platinum Delta SkyMiles Card, and Gold Delta SkyMiles Card are all great options for different needs and travel preferences. When applying for a credit card, it's essential to be honest about your credit score and financial situation, read the terms and conditions carefully, and choose a card that fits your needs. Finally, to save money with your credit card, pay your balance in full each month, take advantage of rewards and benefits, and be aware of any annual fees associated with your card.