What Are the Best Credit Cards for Gym Memberships?

When it comes togym memberships, the costs can add up quickly. But did you know that somecredit cardsoffer rewards and benefits specifically for gym-goers? In this article, we will discuss the best credit cards for gym memberships and how they can help yousave moneywhile staying healthy.

1. Chase Freedom Unlimited

The Chase Freedom Unlimited card offers 1.5% cashback on all purchases, including gym memberships. Additionally, new cardholders can earn a $200 cashback bonus after spending $500 within the first three months of opening the account. There is no annual fee for this card, making it a great option for those looking to save money on gym memberships.

2. Citi Double Cash

The Citi Double Cash card offers 2% cashback on all purchases, including gym memberships. This card also has no annual fee and allows cardholders to earn cashback twice – 1% when making a purchase and another 1% when paying off the purchase. This means that you earn cashback not only on gym memberships but also on any other purchases you make with the card.

3. Blue Cash Preferred Card from American Express

The Blue Cash Preferred Card from American Express offers 6% cashback on up to $6,000 in annual spending at U.S. supermarkets, as well as 3% cashback at U.S. gas stations and select U.S. department stores. While gym memberships do not fall under any of these categories, this card can still be a great option for those who frequently shop for groceries and gas. Additionally, new cardholders can earn a $250 statement credit after spending $1,000 within the first three months of opening the account. The annual fee for this card is $95.

4. AARP Credit Card from Chase

The AARP Credit Card from Chase offers 3% cashback on purchases at restaurants and gas stations, making it a great option for those who like to grab a bite to eat before or after their workout. This card also has no annual fee and allows cardholders to earn a $100 cashback bonus after spending $500 within the first three months of opening the account.

When applying for a credit card, it’s important to keep in mind your spending habits and what rewards and benefits will be most beneficial to you. Additionally, it’s important to pay off your balance in full each month to avoid accruing interest and potentially damaging your credit score.

To save money on gym memberships, it’s also worth considering if your employer offers any gym membership discounts. Many companies have partnerships with local gyms and fitness centers that offer reduced rates to employees.

In conclusion, while there are not many credit cards that offer specific rewards for gym memberships, there are still options available that can help you save money on your fitness journey. It’s important to do your research and choose a card that aligns with your spending habits and financial goals. By utilizing credit card rewards and discounts, you can continue to prioritize your health and fitness without breaking the bank.