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What Are the Top Travel Rewards Credit Cards of 2015?

Summary:Explore the top travel rewards credit cards of 2015, including Chase Sapphire Preferred, Amex Platinum, Capital One Venture, and Citi Prestige. Earn rewards points, travel insurance, and other perks.

Travel rewards credit cards are a popular choice for frequent travelers as they offer a range of benefits including rewards points, travel insurance, and other perks. In this article, we will explore the top travel rewards credit cards of 2015, as ranked by experts in the industry.

Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a popular choice for travelers due to its generous rewards program. Cardholders earn 2x points per dollar spent on travel and dining, and 1x point per dollar spent on all other purchases. Points can be redeemed for travel through the Chase Ultimate Rewards program, or transferred to partner airlines and hotels at a 1:1 ratio. The card also offers a sign-up bonus of 60,000 points after spending $4,000 in the first three months, and has no foreign transaction fees.

American Express Platinum Card

The American Express Platinum Card is a premium travel rewards card that offers a range of benefits for frequent travelers. Cardholders earn 5x points per dollar spent on flights booked directly with airlines or through American Express Travel, and 5x points per dollar spent on prepaid hotels booked through amextravel.com. The card also offers a range of travel benefits including airport lounge access, a $200 airline fee credit, and a $100 credit for Global Entry or TSA PreCheck. The annual fee for the card is $550.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is a straightforward travel rewards card that offers 2x miles per dollar spent on all purchases. Miles can be redeemed for travel through the Capital One Rewards Center, or transferred to partner airlines at a 2:1.5 ratio. The card also offers a sign-up bonus of 50,000 miles after spending $3,000 in the first three months, and has no foreign transaction fees. The annual fee for the card is $95.

Citi Prestige Card

The Citi Prestige Card is a high-end travel rewards card that offers a range of benefits for frequent travelers. Cardholders earn 5x points per dollar spent on air travel and restaurants, 3x points per dollar spent on hotels and cruise lines, and 1x point per dollar spent on all other purchases. Points can be redeemed for travel through the ThankYou Rewards program, or transferred to partner airlines at a 1:1 ratio. The card also offers a range of travel benefits including airport lounge access, a $250 annual travel credit, and a fourth night free at select hotels. The annual fee for the card is $495.

Tips for Applying for Travel Rewards Credit Cards

When applying for a travel rewards credit card, it is important to consider your spending habits and travel preferences. Look for a card that offers rewards in categories where you spend the most, and that has redemption options that fit your travel plans. Be sure to read the terms and conditions carefully, including the annual fee and any restrictions on rewards redemption.

To maximize your rewards, consider using your travel rewards credit card for all of your purchases, and paying off the balance in full each month to avoid interest charges. You may also want to consider pairing your travel rewards credit card with a cash back credit card to earn rewards in other categories.

When traveling abroad, be sure to use a credit card with no foreign transaction fees to avoid additional charges. And always be mindful of your credit card balance and payment due dates to avoid late fees and damage to your credit score.

In conclusion, travel rewards credit cards can be a great way to earn rewards and save money on travel expenses. By choosing the right card and using it strategically, you can maximize your rewards and enjoy a more rewarding travel experience.

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