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What are the Best Instant Approval Credit Cards for Average Credit?

Summary:Discover the best instant approval credit cards for average credit, including the Capital One QuicksilverOne and the Discover it Secured card. Earn rewards and benefits while building your credit score.

Instant approval credit cards are a great option for those withaverage creditwho want to quickly get their hands on a credit card. These types of cards can offer a range of benefits, includingcashback rewards, low-interest rates, and no annual fees. In this article, we will explore some of the bestinstant approval credit cardsfor average credit and provide some tips for successfully applying for and using these cards.

Best Instant Approval Credit Cards for Average Credit

1. Capital One QuicksilverOne Cash Rewards Credit Card

The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for those with average credit who want to earn cashback rewards. This card offers 1.5% cashback on all purchases, making it a great choice for everyday spending. Additionally, the card has no annual fee and offers instant approval, making it a convenient option for those who need a credit card quickly.

2. Discover it Secured Credit Card

The Discover it Secured Credit Card is asecured credit cardthat offers instant approval for those with average credit. This card requires a security deposit, but it also offers cashback rewards and no annual fee. Additionally, Discover offers free FICOcredit score monitoringto help cardholders improve their credit score over time.

3. Chase Freedom Unlimited Credit Card

The Chase Freedom Unlimited Credit Card is another great option for those with average credit who want to earn cashback rewards. This card offers 1.5% cashback on all purchases, plus a $200 sign-up bonus after spending $500 in the first three months. Additionally, the card has no annual fee and offers instant approval for qualified applicants.

Tips for Applying for and Using Instant Approval Credit Cards

1. Check Your Credit Score

Before applying for an instant approval credit card, it's a good idea to check your credit score. This will give you an idea of which cards you are likely to qualify for and can help you avoid applying for cards that are out of your reach.

2. Apply for Multiple Cards at Once

If you are applying for instant approval credit cards, it's a good idea to apply for multiple cards at once. This will increase your chances of being approved for at least one card, and it will also minimize the impact on your credit score.

3. Use Your Card Responsibly

Once you have been approved for an instant approval credit card, it's important to use it responsibly. This means paying your bill on time and in full each month, avoiding unnecessary spending, and keeping your credit utilization low.

4. Take Advantage of Rewards and Benefits

Instant approval credit cards often come with rewards and benefits, such as cashback rewards, travel rewards, and purchase protection. Be sure to take advantage of these perks to get the most out of your card.

Conclusion

Instant approval credit cards can be a great option for those with average credit who want to quickly get their hands on a credit card. By applying for multiple cards, checking your credit score, and using your card responsibly, you can successfully take advantage of these cards and improve your credit score over time.

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