What are the top cashback credit cards for 2017?

Top Cashback Credit Cards for 2017: The Ultimate Guide

As the year comes to an end, it's time to take stock of thebest cashback credit cardsthat have been released in 2017. These cards can help you earn rewards on your everyday spending, while also providing other perks such as travel benefits and purchase protection. In this article, we will explore the top cashback credit cards for 2017, their features, and how to choose the best one for you.

1. Chase Freedom Unlimited

The Chase Freedom Unlimited card is a great option for those looking for a straightforwardcashback rewardsprogram. It offers 1.5% cashback on every purchase, with no annual fee. Additionally, if you spend $500 within the first three months of opening the card, you can earn a $150 bonus. The card also provides a 0% introductory APR for 15 months on purchases andbalance transfers.

2. Blue Cash Preferred Card from American Express

The Blue Cash Preferred Card from American Express is ideal for those who spend a considerable amount on groceries and gas. It offers 6% cashback on up to $6,000 spent annually at U.S. supermarkets, 3% at U.S. gas stations and select department stores, and 1% on all other purchases. The card has an annual fee of $95 but also provides a $200 statement credit after spending $1,000 within the first three months.

3. Discover it Cashback Match

The Discover it Cashback Match card is an excellent choice for those looking for flexibility in theirrewards program. It offers 5% cashback on rotating categories every quarter, up to $1,500 spent each quarter, and 1% on all other purchases. The card also matches all cashback earned in the first year, effectively doubling the rewards. There is no annual fee, and the card provides a 0% introductory APR for 14 months on purchases and balance transfers.

4. Citi Double Cash Card

The Citi Double Cash Card is perfect for those who want to maximize their cashback rewards without worrying about rotating categories. It offers 1% cashback on all purchases and an additional 1% cashback when you pay off those purchases, effectively giving you 2% cashback on everything. There is no annual fee, and the card provides a 0% introductory APR for 18 months on balance transfers.

Choosing the Right Cashback Credit Card

When choosing a cashback credit card, it's essential to consider your spending habits and lifestyle. If you spend a lot on groceries and gas, a card like the Blue Cash Preferred Card from American Express may be the best choice. If you want to earn rewards on all purchases without worrying about categories, the Citi Double Cash Card may be a better option. Ultimately, it depends on your individual needs and preferences.

Tips for Using Cashback Credit Cards

While cashback credit cards can be an excellent way to earn rewards, it's essential to use them responsibly. Here are a few tips to keep in mind:

- Pay your balance in full each month to avoid interest charges.

- Be aware of any annual fees and make sure the rewards you earn outweigh the cost.

- Monitor your spending to ensure you don't overspend and end up in debt.

- Take advantage of any bonuses or promotions offered by the credit card company.

Final Thoughts

By choosing the right cashback credit card and using it responsibly, you can earn rewards on your everyday spending. The Chase Freedom Unlimited, Blue Cash Preferred Card from American Express, Discover it Cashback Match, and Citi Double Cash Card are all excellent options to consider. Just remember to choose the one that best fits your lifestyle and spending habits, and use it wisely to avoid any unnecessary fees or charges.