What Health Coverage Does MTNA Provide?

What Health Coverage Does MTNA Provide?

As a member of the Music Teachers National Association (MTNA), you may have questions about the health coverage options provided by the organization. In this article, we will provide a detailed overview of the health coverage options available to MTNA members.

MTNA Health Insurance

MTNA offers health insurance to its members through its partnership with USI Affinity. MTNA members can choose from a range of health insurance plans, including medical, dental, and vision coverage. These plans are designed to meet the unique needs of music teachers and their families.

MTNA Health Savings Account

In addition to health insurance, MTNA members can also take advantage of a Health Savings Account (HSA). An HSA is a tax-advantaged savings account that can be used to pay for qualified medical expenses. MTNA members can contribute pre-tax dollars to their HSA, which can be used to pay for medical expenses such as deductibles, copays, and prescriptions.

MTNA Telemedicine

MTNA members also have access totelemedicine servicesthrough its partnership with Teladoc. Telemedicine allows members to consult with a licensed physician by phone or video chat, making it a convenient option for those who may not have time to visit a doctor in person. This service is available 24/7, and there are no copays or deductibles.

MTNA Life Insurance

MTNA also offerslife insuranceto its members through its partnership with MetLife. Members can choose from a range of life insurance options, including term life insurance, whole life insurance, and accidental death and dismemberment insurance.

MTNA Disability Insurance

MTNA members can also take advantage ofdisability insurancethrough its partnership with Principal Financial Group. Disability insurance provides income protection in the event that a member becomes disabled and is unable to work. This coverage can help to replace lost income and cover expenses such as medical bills and mortgage payments.

Insurance Tips and Advice

When it comes to choosing the right insurance coverage, it's important to consider your individual needs and budget. Some tips to keep in mind include:

- Evaluate your current insurance coverage and determine what additional coverage you may need.

- Shop around and compare insurance policies from different providers to find the best coverage at the best price.

- Consider bundling your insurance policies (such as home and auto insurance) to save money on premiums.

- Review your insurance policies annually to ensure that you have adequate coverage and are getting the best deal.

In addition to insurance coverage, it's also important to have a solid financial plan in place. This can include creating a budget, saving for retirement, and investing in a diverse portfolio of assets.

Overall, being a member of MTNA provides access to a range of health and life insurance options designed to meet the unique needs of music teachers. By taking advantage of these options and following sound financial planning practices, you can help secure your financial future and protect your family's well-being.