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What Are the Top 10 Credit Cards with a Limit of $4000?

Summary:Looking for a credit card with a limit of $4000? Check out these top 10 options, including cards with cash back rewards, long introductory APR periods, and no annual fees.

Credit cards are a convenient way to pay for purchases without carrying cash or writing checks. But with so many options available, it can be overwhelming to choose the right one. If you're looking for a credit card with a limit of $4000, here are the top 10 options to consider.

1. Chase Freedom Unlimited

Chase Freedom Unlimited is a great option for those looking for a credit card with a $4000 limit. This card offers a 0% introductory APR on purchases for the first 15 months, after which the APR will be 14.99% - 23.74% variable. You can earn unlimited 1.5% cash back on every purchase, with no minimum spending or maximum rewards. Plus, there'sno annual fee.

2. Capital One Quicksilver Cash Rewards

Capital One Quicksilver Cash Rewards is another popular credit card with a $4000 limit. This card offers a 0% introductory APR on purchases and balance transfers for the first 15 months, after which the APR will be 15.49% - 25.49% variable. You can earn unlimited 1.5% cash back on every purchase, with no minimum spending or maximum rewards. Plus, there's no annual fee.

3. Discover it Cash Back

Discover it Cash Back is a great credit card for those who want to earn cash back on their purchases. This card offers a 0% introductory APR on purchases and balance transfers for the first 14 months, after which the APR will be 11.99% - 22.99% variable. You can earn 5% cash back on rotating categories that change every quarter, up to a quarterly maximum ($1,500 in purchases), and 1% cash back on all other purchases. Plus, there's no annual fee.

4. Blue Cash Everyday Card from American Express

Blue Cash Everyday Card from American Express is a good option for those who frequently shop for groceries. This card offers a 0% introductory APR on purchases and balance transfers for the first 15 months, after which the APR will be 13.99% - 23.99% variable. You can earn 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other purchases. Plus, there's no annual fee.

5. Citi Double Cash Card

Citi Double Cash Card is a great option for those who want to earn cash back on all their purchases. This card offers a 0% introductory APR on balance transfers for the first 18 months, after which the APR will be 13.99% - 23.99% variable. You can earn 2% cash back on every purchase you make - 1% cash back when you buy, and another 1% cash back when you pay your bill. Plus, there's no annual fee.

6. Bank of America Cash Rewards Credit Card

Bank of America Cash Rewards Credit Card is a good option for those who want to earn cash back on their purchases. This card offers a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles, after which the APR will be 13.99% - 23.99% variable. You can earn 3% cash back in a category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases. Plus, there's no annual fee.

7. Capital One Platinum Credit Card

Capital One Platinum Credit Card is a great option for those who want a simple credit card with no rewards. This card offers a 0% introductory APR on purchases for the first 18 months, after which the APR will be 13.49% - 23.49% variable. Plus, there's no annual fee.

8. Wells Fargo Platinum Visa Card

Wells Fargo Platinum Visa Card is a good option for those who want a credit card with a long introductory APR period. This card offers a 0% introductory APR on purchases and balance transfers for the first 18 months, after which the APR will be 16.49% - 24.49% variable. Plus, there's no annual fee.

9. Discover it Student Cash Back

Discover it Student Cash Back is a great credit card for students who want to earn cash back on their purchases. This card offers a 0% introductory APR on purchases and balance transfers for the first 6 months, after which the APR will be 12.99% - 21.99% variable. You can earn 5% cash back on rotating categories that change every quarter, up to a quarterly maximum ($1,500 in purchases), and 1% cash back on all other purchases. Plus, there's no annual fee.

10. Capital One Journey Student Credit Card

Capital One Journey Student Credit Card is another great credit card for students who want to build credit. This card offers a 0% introductory APR on purchases for the first 9 months, after which the APR will be 26.99% variable. You can earn 1% cash back on all your purchases, and an additional 0.25% cash back when you pay your bill on time. Plus, there's no annual fee.

Conclusion

When choosing a credit card with a $4000 limit, it's important to consider your spending habits and what rewards or benefits are most important to you. Whether you want to earn cash back, build credit, or take advantage of a long introductory APR period, there's a credit card out there that's right for you. Just be sure to read the terms and conditions carefully, and use your credit card responsibly to avoid debt and improve your credit score.

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