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What Credit Cards Can You Use at Costco?

Summary:Costco only accepts Visa credit cards, including the Costco Anywhere Visa Card by Citi. Other Visa cards can also be used, but Mastercard, Discover, and American Express are not accepted.

As a Costco member, you may be wondering what credit cards are accepted at the warehouse store. In this article, we will go over the various options available to you.

Visa

Costco currently only accepts Visa credit cards. This is because in 2016, the company ended its exclusive partnership with American Express and switched to Visa as its only accepted credit card brand. This means that any Visa card can be used at Costco, including those issued by banks such as Chase, Capital One, and Wells Fargo.

Costco Anywhere Visa Card by Citi

If you're a frequent Costco shopper, you may want to consider getting the Costco Anywhere Visa Card by Citi. This card offers 4% cash back on eligible gas purchases (up to $7,000 per year), 3% cash back on restaurant and eligible travel purchases, 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other purchases. There is no annual fee with your paid Costco membership.

Other Visa Cards

If you don't want to get the Costco Anywhere Visa Card by Citi, there are still plenty of other Visa cards you can use at Costco. However, keep in mind that these cards may not offer the same level of cash back rewards as the Costco card.

Mastercard, Discover, and American Express

Unfortunately, Costco does not currently accept Mastercard, Discover, or American Express credit cards. If you have one of these cards, you will need to use a Visa card or another form of payment when shopping at Costco.

In conclusion, Costco only accepts Visa credit cards. While this may seem limiting, there are still plenty of options available to you, including the Costco Anywhere Visa Card by Citi. By using the right credit card, you can save money on your Costco purchases and make the most out of your membership.

Investment Tips: If you're a frequent Costco shopper, it may be worth considering getting the Costco Anywhere Visa Card by Citi. However, make sure to read the fine print and understand the card's terms and conditions before signing up. Additionally, it's always a good idea to compare different credit cards and their rewards programs to find the best fit for your spending habits.

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