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What are the Top Beginner-Friendly Travel Credit Cards?

Sophia FloerschVerified
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Summary：Discover the best travel credit cards for beginners and start earning rewards for your next trip. Chase Sapphire Preferred, Capital One Venture, Discover it Miles, and American Express Gold are all great options.

Top Beginner-Friendly Travel Credit Cards: A Guide for English-speakers

Credit cards are one of the most convenient ways to pay for your travel expenses, as well as earnrewardsfor your purchases. However, with so many credit cards available on the market, it can be overwhelming to choose the right one for your needs. In this article, we will be discussing the top beginner-friendlytravel credit cardsthat can help you earn points and save money on your next trip.

Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is one of the most popular travel credit cards on the market, and for good reason. It offers a generous sign-up bonus of 60,000 points after you spend $4,000 on purchases in the first three months of opening your account. Additionally, you will earn 2x points on travel and dining purchases and 1x point on all other purchases. This card has a $95 annual fee, but it is waived for the first year.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is another great option forbeginners. It offers a sign-up bonus of 50,000 miles after you spend $3,000 on purchases within the first three months of opening your account. You will earn 2x miles on every purchase, and there are no foreign transaction fees. This card has an annual fee of $95, but it is waived for the first year.

Discover it Miles Card

The Discover it Miles Card is a great choice for those who want to earn rewards without paying an annual fee. It offers 1.5x miles on every purchase, and there is no limit to how many miles you can earn. Additionally, Discover will match all the miles you earn at the end of your first year. This means that if you earn 30,000 miles in your first year, Discover will match it for a total of 60,000 miles.

American Express Gold Card

The American Express Gold Card is a premium travel credit card that is great for those who want to earn points on their everyday purchases. It offers 4x points at restaurants and U.S. supermarkets (up to $25,000 per year in purchases, then 1x), 3x points on flights booked directly with airlines or on amextravel.com, and 1x point on all other purchases. This card has a $250 annual fee, but it comes with a $100 airline fee credit and a $120 dining credit.

Tips for Applying for a Travel Credit Card

When applying for a travel credit card, there are a few things you should keep in mind. First, make sure you have a good credit score. Most travel credit cards require a score of at least 670, but some may require a score of 700 or higher. Second, read the fine print carefully. Make sure you understand the rewards structure, annual fees, and any other fees associated with the card. Finally, be aware of the risks. Using a credit card irresponsibly can lead to high interest rates and debt.

Saving Money with a Travel Credit Card

One of the main benefits of a travel credit card is the ability to earn rewards that can be used to save money on your next trip. Some cards offer cashback rewards that can be used to offset the cost of travel expenses, while others offer points that can be redeemed for flights, hotels, and other travel-related expenses. Additionally, some cards offer travel insurance and other perks that can save you money on your trip.

Conclusion

Choosing the right travel credit card can help you earn rewards and save money on your next trip. The Chase Sapphire Preferred Card, Capital One Venture Rewards Credit Card, Discover it Miles Card, and American Express Gold Card are all great options for beginners. When applying for a travel credit card, make sure you have a good credit score, read the fine print carefully, and be aware of the risks. With the right card and responsible use, you can earn rewards and save money on your next adventure.

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travel credit cardsbeginnersrewardsChase Sapphire PreferredCapital One VentureAmerican Express GoldDiscover it Miles
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