What are the Top Credit Cards of 2017?

As an expert in credit cards, I can confidently say that the top credit cards of 2017 are some of the most beneficial and rewarding cards ever offered. These credit cards provide a wide range of benefits, including cash back, travel rewards, and low interest rates. In this article, I will provide a detailed answer to the question of what the top credit cards of 2017 are, along with some tips for applying for and using credit cards.

Cash Back Credit Cards

Cash back credit cards are some of the most popular and widely used credit cards available. These cards are designed to provide consumers with cash back on their purchases, typically ranging from 1% to 5%. Some of the topcash back credit cardsof 2017 include the Chase Freedom Unlimited, the Citi Double Cash, and the Discover it card.

Travel Rewards Credit Cards

Travel rewards credit cards are ideal for individuals who travel frequently. These cards provide rewards such as airline miles, hotel points, and other travel-related perks. Some of the toptravel rewards credit cardsof 2017 include the Chase Sapphire Preferred, the Capital One Venture Rewards, and the American Express Platinum card.

Low Interest Credit Cards

Low interest credit cards are perfect for individuals who carry a balance on their credit cards from month to month. These cards offer low interest rates, making it easier to pay off debt over time. Some of the toplow interest credit cardsof 2017 include the Citi Diamond Preferred, the Discover it Balance Transfer, and the BankAmericard Credit Card.

Applying for a Credit Card

When applying for a credit card, it is important to consider your credit score, income, and debt-to-income ratio. You should also compare interest rates, rewards programs, and other benefits before making a decision. It is also important to read the terms and conditions of the credit card agreement carefully, as this will help you understand all of the fees, charges, and other details associated with the card.

Saving Money with Credit Cards

There are many ways to save money with credit cards. For example, you can earn cash back or rewards points on your purchases, which can be used to offset the cost of future purchases. You can also take advantage of introductory 0% interest rates, which can help you save money on interest charges. Additionally, many credit cards offer discounts and other perks at select retailers and merchants, which can help you save money on everyday purchases.

Avoiding Credit Card Fees and Risks

To avoid credit card fees and risks, it is important to pay your bill on time and in full each month. You should also avoid carrying a balance on your credit card, as this can result in high interest charges and fees. Additionally, you should be aware of the risks associated with credit cards, such as identity theft and fraud, and take steps to protect yourself, such as monitoring your credit report regularly and reporting any suspicious activity to your credit card issuer.

Credit Card Company Recommendations

Some of the topcredit card companiesof 2017 include Chase, Citi, Discover, and American Express. These companies offer a wide range of credit cards, including cash back, travel rewards, and low interest options, as well as excellent customer service and support. When choosing a credit card company, it is important to consider your individual needs and preferences, as well as the benefits and features offered by each company.