Search
Navigation：Fin102500>Credit Cards>Detail

What are the Top Credit Cards for Graduates?

Sophia FloerschVerified
2225 Views0 CommentsFeedback
Summary：Discover the best credit cards for recent college graduates and start earning rewards without annual fees. Consider Discover it, Capital One Journey, and Citi Rewards+ Student Card. Use credit responsibly to avoid debt and damage to your credit score.

As a credit card expert, I am often asked about the best credit cards for graduates. While there are many credit cards on the market, not all of them are suitable for graduates who are just starting out in the workforce. In this article, I will discuss some of the top credit cards for graduates and what makes them a good choice.

1. Discover it Student Cash Back

The Discover it Student Cash Back card is a great option for graduates who want to earn rewards on their purchases. Cardholders can earn 5% cash back on rotating categories each quarter, such as gas stations, grocery stores, and restaurants. Plus, they can earn 1% cash back on all other purchases. In addition to cash back rewards, the card also offers a $20 statement credit each school year for maintaining a GPA of 3.0 or higher.

2. Capital One Journey Student Rewards

The Capital One Journey Student Rewards card is another good choice for graduates who want to earn rewards. Cardholders can earn 1% cash back on all purchases, with the opportunity to earn 1.25% cash back if they pay on time. The card also offers credit education tools to help students learn about responsible credit use.

3. Citi Rewards+ Student Card

The Citi Rewards+ Student Card is a unique credit card that rounds up the rewards earned on each purchase to the nearest 10 points. Cardholders can earn 2x points at supermarkets and gas stations, and 1x points on all other purchases. Plus, they can earn 10% points back on the first 100,000 points redeemed each year.

When choosing a credit card, it's important to consider the rewards program, fees, and interest rates. Many credit cards for graduates come with no annual fees, which is a great way to save money. However, it's important to pay off the balance in full each month to avoid interest charges. Additionally, it's important touse credit responsiblyand avoid overspending, as this can lead to debt and damage your credit score.

In conclusion, there are many great credit card options for graduates. By choosing a credit card with a rewards program and no annual fee, graduates can earn rewards on their purchases and save money in the long run. However, it's important to use credit responsibly and avoid overspending to avoid debt and damage to your credit score.

Disclaimer: the above content belongs to the author's personal point of view, copyright belongs to the original author, does not represent the position of Fin102500! This article is published for information reference only and is not used for any commercial purpose. If there is any infringement or content discrepancy, please contact us to deal with it, thank you for your cooperation!
credit cards for recent college graduatesDiscover itCapital One JourneyCiti Rewards+ Student Carduse credit responsibly
Link:https://www.102500.com/creditcards/6017.htmlShare the Link with Your Friends.
Prev：What is ARP in Credit Card Terms?Next：--

Article review

Related Topics

  • What Are the Benefits of Having a 700 Credit Score for Credit Cards?

    Maintaining a good credit score is crucial for personal finance and obtaining credit cards. A 700 credit score can bring numerous benefits, including lower interest rates, higher credit limits, better rewards programs, easier approval for other credit products, and investment opportunities.

  • What Are the Best Annual Fee Credit Cards?

    Discover the best annual fee credit cards for your needs, including premium travel rewards, cash back, hotel rewards, airline rewards, and general rewards. Maximize your savings with these cards.

  • What You Need to Know About Credit Cards in Japan

    Learn about credit cards in Japan, including how to apply, fees to watch out for, and tips for managing your credit card responsibly. Popular credit card companies include JCB, Visa, and Mastercard.

  • How to Rebuild Credit with Credit Cards

    Learn how to rebuild your credit with credit cards by getting a secured card, using it responsibly, and monitoring your credit score. Choose reputable cards with no annual fees or low fees and read the fine print carefully.

  • How to Transfer Your Credit Card Balance with Zero Interest

    Transfer your credit card balance to a card with zero interest to save money. Find the right card, check the transfer fee, apply, transfer, and pay it off. Use credit responsibly.

  • How to Redeem a Vanilla Visa Gift Card

    Learn how to use a Vanilla Visa gift card with these simple steps. Check your balance, use it for purchases, split payments, and keep track of your balance. Use credit cards wisely with these tips.

  • What Are the Top Finance Programs According to ASU Rankings?

    Discover the top finance programs according to ASU rankings, including undergraduate and graduate programs with an emphasis on experiential learning. Invest in your future today!

  • What is the Minimum Age Requirement for a Debit Card?

    What is the minimum age for a debit card? It varies by bank, but it's usually 18. Some banks offer accounts for minors with a joint account holder or restrictions. Read on for more information.

  • What's Behind the USDT Downtrend?

    USDT, one of the most popular stablecoins, is experiencing a downtrend due to lack of transparency, regulatory scrutiny, and competition from other stablecoins.

  • What's Driving the Rise in Bank Stocks?

    Bank stocks are on the rise due to strong economic growth, rising interest rates, regulatory changes, and technological innovation. Investors can capitalize on this trend by diversifying portfolios or focusing on banks with strong loan portfolios and innovative technology platforms.

  • What is an Insurance Bond? -> Understanding Insurance Bonds

    An insurance bond is an investment that guarantees a fixed rate of return over a specific period. It combines investment and insurance features, providing tax advantages for investors. However, there are risks involved, such as fixed returns and high fees.

  • What Makes Milestone Credit Cards Stand Out in the Market?

    Milestone credit cards stand out in the market due to their unique features like no annual fee, catering to people with poor credit, rewards program, flexible credit limits, and investment opportunities.