What are the best credit cards for travel in Europe?
Traveling to Europe can be a dream come true for many people, but it can also be quite expensive. Fortunately, there are plenty of credit cards available that can help you save money and make the most out of your trip. Here are some of the best credit cards for travel in Europe.
1. Chase Sapphire Preferred
The Chase Sapphire Preferred is a popular travel credit card that offers a generous sign-up bonus and rewards program. With this card, you'll earn 2x points per dollar on travel and dining purchases, and 1x point per dollar on everything else. You can redeem your points for travel through Chase's Ultimate Rewards program, or transfer them to one of their airline or hotel partners. The card also comes with no foreign transaction fees, making it a great option for international travel.
2. Capital One Venture Rewards
The Capital One Venture Rewards card is another great option for travel in Europe. With this card, you'll earn 2x miles per dollar on all purchases, and you can redeem your miles for travel expenses or transfer them to one of Capital One's airline partners. The card also comes with no foreign transaction fees and a generous sign-up bonus.
3. Citi Premier
The Citi Premier card is a solid choice for travelers who want to earn points on a variety of purchases. With this card, you'll earn 3x points per dollar on travel, including gas stations, airfare, hotels, and more. You'll also earn 2x points per dollar on dining and entertainment, and 1x point per dollar on everything else. The card has no foreign transaction fees and offers a sign-up bonus.
4. American Express Gold
The American Express Gold card is a premium travel credit card that offers a variety of benefits and rewards. With this card, you'll earn 4x points per dollar on dining purchases, 4x points per dollar on purchases at U.S. supermarkets (up to $25,000 per year), and 3x points per dollar on flights booked directly with airlines or through amextravel.com. The card also comes with a $100 airline fee credit each year and no foreign transaction fees.
Tips for Applying for a Travel Credit Card
When applying for a travel credit card, there are a few things to keep in mind. First, make sure you have good credit, as many of these cards require a high credit score. You should also consider the annual fee and the rewards program to make sure it's a good fit for your spending habits and travel goals. Finally, be sure to read the fine print and understand any restrictions or limitations on earning and redeeming rewards.
Saving Money with a Travel Credit Card
One of the biggest advantages of a travel credit card is the ability to save money on travel expenses. Many cards offer sign-up bonuses, which can be used to offset the cost of flights, hotels, or other travel expenses. You can also earnrewards pointson your everyday purchases, which can be redeemed for travel expenses or transferred to airline and hotel partners. Finally, some cards offeradditional benefits, such as travel insurance or airport lounge access, which can also help you save money on your travels.
Avoiding Fees and Risks
When using a credit card for travel, it's important to be aware of any fees or risks involved. Many credit cards charge foreign transaction fees, which can add up quickly when traveling abroad. You should also be aware of the risks of fraud and theft, and take steps to protect your credit card information while traveling.
Recommended Credit Card Companies
When choosing a travel credit card, it's important to consider the reputation and reliability of the card issuer. Some of the top credit card companies for travel include Chase, Capital One, Citi, and American Express. These companies offer a variety of travel credit cards with competitive rewards programs and benefits.