What Are the Top 10 Credit Cards with 5% Cash Back?

What Are the Top 10 Credit Cards with 5% Cash Back?

Credit cards with 5% cash back are a great way to earn rewards on your everyday purchases. Whether you're looking for a card with rotating categories or a flat-rate cash back program, there are plenty of options available. In this article, we'll take a look at the top 10 credit cards that offer 5% cash back on purchases.

1. Chase Freedom Flex

The Chase Freedom Flex is a popular credit card that offers 5% cash back on up to $1,500 in combined purchases in rotating categories each quarter. The categories change every three months, but they often include popular merchants such as Amazon, grocery stores, and gas stations. Plus, you'll earn 1% cash back on all other purchases.

2. Discover it Cash Back

The Discover it Cash Back card is another great option for earning 5% cash back. Like the Chase Freedom Flex, this card has rotating categories that change every quarter. You'll earn 5% cash back on up to $1,500 in purchases in these categories, and 1% cash back on all other purchases. Plus, Discover will match all the cash back you earn at the end of your first year.

3. Chase Freedom Unlimited

If you prefer a flat-rate cash back program, the Chase Freedom Unlimited might be a good choice. This card offers 5% cash back on travel purchased through Chase, 3% cash back at restaurants and drugstores, and 1.5% cash back on all other purchases. There's no limit to the amount of cash back you can earn, and your rewards never expire.

4. U.S. Bank Cash+ Visa Signature Card

The U.S. Bank Cash+ Visa Signature Card is a unique cash back credit card that lets you choose your own rewards categories. You can earn 5% cash back on up to $2,000 in purchases in two categories of your choice, and 2% cash back on one everyday category, such as gas stations or grocery stores. Plus, you'll earn 1% cash back on all other purchases.

5. Citi Dividend Platinum Select Visa Card

The Citi Dividend Platinum Select Visa Card is arotating category cash backcredit card that offers 5% cash back on up to $6,000 in purchases each year. The categories change every quarter, and you'll earn 1% cash back on all other purchases. Plus, you can earn a $100 cash back bonus after you make $500 in purchases within the first three months of account opening.

6. Bank of America Cash Rewards Credit Card

The Bank of America Cash Rewards Credit Card lets you choose your own rewards categories for bonus cash back. You can earn 3% cash back in a category of your choice, such as gas, online shopping, or dining, and 2% cash back at grocery stores and wholesale clubs. Plus, you'll earn 1% cash back on all other purchases.

7. AARP Credit Card from Chase

The AARP Credit Card from Chase offers 3% cash back on purchases at restaurants and gas stations, and 1% cash back on all other purchases. But if you spend $3,000 or more on purchases within the first three months of account opening, you'll earn $100 in cash back.

8. Amazon Prime Rewards Visa Signature Card

If you're an Amazon Prime member, the Amazon Prime Rewards Visa Signature Card might be a good option for you. This card offers 5% cash back on all Amazon.com purchases, as well as at Whole Foods Market. You'll also earn 2% cash back at restaurants, gas stations, and drugstores, and 1% cash back on all other purchases.

9. Target REDcard Credit Card

The Target REDcard Credit Card is a store credit card that offers 5% cash back on all purchases at Target and Target.com. Plus, you'll get free shipping on most items from Target.com and an extra 30 days for returns.

10. Blue Cash Preferred Card from American Express

The Blue Cash Preferred Card from American Express is a great option for earning cash back on everyday purchases. You'll earn 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit, and 1% cash back on all other purchases.

In conclusion, there are plenty of credit cards that offer 5% cash back on purchases. Whether you prefer a rotating category program or a flat-rate cash back program, there's a card out there that will suit your needs. Just be sure to read the fine print and understand the terms and conditions of each card before you apply. Happy shopping!